Attention homeowners: Real estate appraisal services for in Virginia Beach and Virginia Beach City County

See the top 7 reasons why VA homeowners need Lewis & Stanfield:

  1. Find the right listing price (whether they're selling the home on their own or using an agent)
  2. Challenge Virginia Beach City county's assessment of your property
  3. Remove PMI to lower a mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Review another appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in VA by determining the true market value of real estate in question

Need help determining the value of your house in or near Virginia Beach, VA?
Contact Lewis & Stanfield.

We at Lewis & Stanfield understand the special needs of a consumer looking for appraisal services. Our regular business clients get the appraisal process and the customary documents we provide. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our conclusions.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your house because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your house will attract buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just you saying how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value conclusion than yours.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your property. In most cases you can apply to a lender to have the PMI removed from your loan. Lewis & Stanfield is qualified in helping folks just like you rid themselves of unwanted PMI insurance.

Challenge Virginia Beach City county's assessment of your property

Your local tax assessor may have your house overvalued if your house not appreciating as much as other houses close by. This only means you are going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When contesting your property tax assessment, getting an appraisal from Lewis & Stanfield is your number one weapon.

Recently got a freeze your HELOC?

Your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your property is in or near a declining area -- even if your specific property has not declined in value. This can this be inconvenient from a cash flow point of view, and detrimental to your credit score since it may appear as though that credit line is maxed out. Lewis & Stanfield can provide you with an expert appraisal that will help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for verity? An appraiser from Lewis & Stanfield can go out and check the subject and comps in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may wish to exercise this service if you suspect mortgage fraud related to your home.